Privacy Policy

At MortgageCalc Pro (“we,” “our,” or “us”), we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and mortgage calculation tools.

1. Information We Collect

1.1 Information You Provide

When you use our calculators or contact us, you may provide:

• Contact information (name, email address) when submitting forms
• Mortgage-related data entered into calculators (loan amounts, interest rates, payment terms)
• Feedback and correspondence sent to us

1.2 Information Automatically Collected

We automatically collect certain information when you visit our website:

• Device information (browser type, operating system, device type)
• Usage data (pages visited, time spent, click patterns)
• IP address and approximate location (country/region)
• Cookies and similar tracking technologies

2. How We Use Your Information

We use the collected information for the following purposes:

• Provide and maintain our mortgage calculation services
• Improve and personalize user experience
• Respond to inquiries and provide customer support
• Send newsletters and updates (with your consent)
• Analyze usage patterns to enhance our tools
• Detect and prevent fraud or abuse
• Comply with legal obligations

3. Data Security

We implement appropriate technical and organizational measures to protect your information:

• SSL/TLS encryption for data transmission
• Secure servers with restricted access
• Regular security audits and updates
• Employee training on data protection
• No storage of sensitive financial information

4. Cookies and Tracking

We use cookies and similar technologies to:

• Remember your preferences and settings
• Analyze traffic and usage patterns
• Improve website performance
• Provide personalized content

You can control cookies through your browser settings. Note that disabling cookies may affect the functionality of our calculators.

5. Third-Party Services

We may use third-party services for:

• Analytics (Google Analytics)
• Email communications (newsletter services)
• Content delivery networks (CDN)
• Customer support tools

These services have their own privacy policies, and we encourage you to review them.

6. Your Rights

You have the following rights regarding your personal information:

• Access: Request a copy of your personal data
• Correction: Request corrections to inaccurate data
• Deletion: Request deletion of your personal data
• Portability: Receive your data in a portable format
• Opt-out: Unsubscribe from marketing communications
• Restriction: Limit how we process your data

7. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we become aware that we have collected data from a child, we will take steps to delete it.

8. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

9. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law. Calculator data entered on our website is not stored and exists only during your session.

10. California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected
• Right to know if personal information is sold or disclosed
• Right to opt-out of the sale of personal information
• Right to non-discrimination for exercising privacy rights

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Last Updated” date. Your continued use of our services after changes indicates acceptance of the updated policy.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us: